Tuesday, February 18, 2014

First Investors Life Launches 'single Pay Longevity Annuity'

"What's so appealing about this product," adds Springsteen, "is that it acts like a pension and provides regular payments for as long as you live. You simply make an initial payment, select a future income start date, at which time you will begin to receive guaranteed monthly income payments for the rest of your life. As a result, you don't need to worry about outliving your retirement assets." First Investors Life Insurance Company has been serving the needs of clients since 1962. Today, with our affiliated companies, we offer a wide range of financial products and services including mutual funds, annuities and life insurance. First Investors Corporation, a financial services leader, is committed to helping individual and institutional customers reach their financial goals through a variety of products and services, including mutual funds, life insurance, annuities, retirement-related services and investment management. For more information, please visit firstinvestors.com . Foresters is the parent organization of First Investors. Founded in 1874, the fraternal benefit society has over one million members in Canada, the United States and the United Kingdom and supports family well-being through quality products, unique member benefits and inspiring community activities. For more information, please visit foresters.com . * * * Annuity contracts are offered by First Investors Life Insurance Company and distributed by First Investors Corporation; each is a wholly owned subsidiary of First Investors Consolidated Corporation ("FICC"). Annuity contracts and insurance policies contain certain exclusions, limitations and other terms for keeping them in force. For complete costs and details, see your First Investors Representative. Annuity contract and life insurance policy guarantees apply only to certain insurance features and are subject to the claims-paying ability and financial strength of First Investors Life. For more complete information about the Single Pay Longevity Annuity, contact your First Investors Representative, write to us at the address below, call 1-800-832-7783 or visit our website at www.firstinvestors.com . A longevity annuity is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation ("FDIC") or any other government agency. Neither First Investors Life Insurance Company nor its affiliates provide legal, tax or estate planning services. Should you require such services, you should consult a legal, tax or estate planning professional. *Chosen at the time of purchase. Foresters is the trade name and a trademark of The Independent Order of Foresters ("Foresters"), a fraternal benefit society. Its subsidiary, First Investors Consolidated Corporation ("First Investors"), is licensed to use this mark.
For the original version visit http://finance.yahoo.com/news/first-investors-life-launches-single-191700977.html

Monday, February 17, 2014

how To Give A Meaningful Bridal Shower Gift That Doesn't Cost Too Much Money


A bridal shower gift is traditionally a moderately expensive present that the bride can use in her home. The key thing to remember about bridal shower gifts is that they should be primarily aimed at the bride rather than at the couple or their home.

A bridal shower is not complete without cake. If you are providing the dessert for this special event, avoid bridal shower wedding cake gift ideas that outshine the bride's actual wedding cake.

A bridal shower is one of those parties that are fun and practical at the same time. The obvious reason for a shower is to give things to the future married couple that will help them establish a home together. But the underlying reason for a bridal shower is that it's a nice occasion for the close family and friends of the bride to spend relaxed time with her before the big wedding day. It's a time for sharing funny stories, for relatives to give advice to the bride, and for friends to show their support. The bride is the princess of the day, so be sure that in your planning you don't do anything that will make her feel uncomfortable.

Bridal showers are meant to celebrate the bride-to-be and make her feel special, but they don't have to be stuffy or overly serious. In fact, it's often better to inject a bit of humor to liven the mood and make everyone laugh. Therefore, guests might opt to give the bride some funny gifts instead of traditional lingerie, beauty products and household supplies. After all, a good giggle might help her relax after months of stressful wedding planning.

There are several gift ideas that you can consider when attending a bridal shower.

Personalized Items
Purchase a silver or gold frame and have the husband's and wife's initials engraved on it, along with wedding date.

Beauty Aids
Help the bride-to-be feel even more beautiful on her wedding day and honeymoon by giving her the gift

A Personalized Picture Frame
On her wedding day, there will surely be plenty of photographs taken of the newlyweds. The bride will need a way to display all of these photos. With this in mind, an ideal gift is a picture frame.

Cookbook
Equip the bride with a collection of recipes that her and her husband will enjoy with this collaborative gift.

Art work pictures
Lithography prints, serigraphy, books, calligraphy prints, silk-screen prints, giclee prints can be a part of her decor in her new home. Make it memorable for her so that you are part of her future with your unique gift. Paintings, love poems, poetry, art works and framed prints are a few of these unique ideas.

Memories to cherish

These gift items will not only make her happy but will be cherished for many years during her happy married life. This unique gift item range includes magnificent works of art, many available as limited editions and giclee prints.

The bride will feel pampered and loved receiving a gift from our unique collection of gift items which she can enjoy in her future home. Stunning artworks and frames which suit every home. The magnificent touch of art combining the sentiments and emotion of love created with subtle design and calligraphy is the perfect bridal shower gift.

As long as your gift is full of love and sentiment, it will be hard to go wrong.